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9 de September de 2026

Education / Professionalization|Young apprentice

Mental health and financial problems: how income affects well-being

Research shows that 82% of Brazilians with mental health disorders link their illness to financial difficulties; education and employment can help change this scenario

During Yellow September, a month dedicated to raising awareness and preventing suicide, talking about health also means looking at people’s living conditions. Among these factors, financial circumstances can have a significant impact. A study conducted by the Brazilian Association of Financial Educators (ABEFIN), in partnership with the Axxus Institute, found that 82% of Brazilians diagnosed with mental health disorders identify financial problems as one of the factors related to their illness.

The survey interviewed 1,000 Brazilians with a formal diagnosis of anxiety, depression, chronic stress, or Burnout syndrome. For 27%, financial difficulties were the sole cause of their illness. Another 32% identified finances as the predominant cause, while 22% classified them among the main factors.

How mental health and financial problems are connected

The relationship between mental health and financial problems can be seen in different situations in everyday life. Among those interviewed, 69% cited difficulties paying basic bills, 61% mentioned debt, 54% reported insufficient income to meet their day-to-day needs, and 31% identified unemployment as one of the challenges they faced.

In the survey, financial difficulties were identified as the main trigger for the onset of mental health disorders by 34% of participants, surpassing factors such as work-related problems, relationships, separation, illness, and grief.

This scenario shows that financial insecurity can go beyond worrying about the numbers in a bank account. Difficulty meeting basic needs, dealing with debt, or finding a job can lead to constant worry and a sense of instability.

This does not mean, however, that financial problems are the sole cause of mental health disorders. Illness is complex and can involve a range of social, psychological, and individual factors. Therefore, seeking professional help when experiencing emotional distress is essential.

Education and employment can also pave the way to autonomy

The research also highlights the importance of financial education. Nearly half of those interviewed (48%) had never sought professional guidance on the subject. For this reason, experts point out that financial knowledge should begin during childhood and adolescence and include decision-making, planning, and responsibility.

At Instituto Ramacrisna, this work takes place through initiatives that bring together education, skill development, and access to the world of work.

These include Aprendiz Ramacrisna, which prepares teenagers and young people for their first professional experience, and professional training courses, which provide training in different fields and can expand opportunities for entering the job market.

The Institute also develops projects focused on digital inclusion, entrepreneurship, and skills development. By creating learning and employment opportunities, these initiatives help children, young people, and adults gain more tools to build their life plans and pursue greater autonomy.

During Yellow September, this perspective becomes even more important: taking care of mental health also means creating opportunities, strengthening relationships, and helping people build perspectives for the future.

Mental health is also part of everyday care

At Instituto Ramacrisna, mental health prevention and care initiatives go beyond Yellow September. Throughout the year, students, apprentices, and employees have access to psychological support and follow-up, as well as initiatives that encourage dialogue, active listening, and the identification of warning signs.

In 2025, 704 psychological support sessions were provided to employees, an increase of 111% compared to the previous year. Among students and apprentices, there were 807 sessions during the same period.

Care is also part of the Institute’s work with its employees. Held annually, the “Amigo Anjo” initiative proposes a week of anonymous acts of kindness, including messages, letters, and other ways of showing appreciation to a colleague. The initiative transforms the workplace into a more welcoming environment and reinforces the importance of noticing, listening to, and caring for one another.

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